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    • Home
    • Contact
    • Apply Now
    • Mortgage Terminology
    • FAQ
    • Cash Out Your Home
    • HomeSafe Seconds and HECM
    • Credit Reports
  • Home
  • Contact
  • Apply Now
  • Mortgage Terminology
  • FAQ
  • Cash Out Your Home
  • HomeSafe Seconds and HECM
  • Credit Reports
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Hello, and welcome!


Since 1998 I’ve enjoyed helping Californians buy or refinance a home, and navigate what can be a very confusing process. 

I love helping homeowners and buyers minimize their transaction costs and lock in a competitive rate.  Over the years I’ve originated hundreds of “no-cost” refinances. 

I’d love to help you too!


There are some great programs available for first time home buyers, and whatever your needs are I’ll make sure we discuss all your options so you can make well informed decisions.

Communication, trust, integrity, and relationships are the values I focus on, and you can rest assured that includes returning your calls, texts. or emails quickly. 


Your satisfaction with every aspect of the process is paramount.

And finally, because one of the most important financial decision’s you’ll ever make is your choice of home mortgage professional I highly recommend you ask for reviews from anyone you are considering working with. 


A small sample of my Google reviews are below. At the time of writing I have 74 total. To review the remainder of my Google reviews please click HERE.

I am currently licensed and approved to originate loans through American Family Funding Group and Cal Coast Financial Corp and hope to talk with you soon!

Call me now

Affiliations

Contact

Howard Davies

Mortgage Advisor

Cell: (408) 533-2467


Email address: hdavies888@gmail.com

 

Website: www.howardedavies.com

 


Licenses

Howard Davies

NMLS: 274558

CA DRE: 01232951


Cal Coast Financial Corp

NMLS: 328875

CA DRE: 01075591 


Amecian Family Funding Group 

NMLS: 870538

CA DRE: 01908372 


  • Home
  • Contact
  • Apply Now
  • Mortgage Terminology
  • Cash Out Your Home
  • HomeSafe Seconds and HECM

(408) 533-2467

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