Hello, and welcome!
Since 1998 I’ve enjoyed helping Californians buy or refinance a home, and navigate what can be a very confusing process.
I love helping homeowners and buyers minimize their transaction costs and lock in a competitive rate. Over the years I’ve originated hundreds of “no-cost” refinances.
I’d love to help you too!
There are some great programs available for first time home buyers, and whatever your needs are I’ll make sure we discuss all your options so you can make well informed decisions.
Communication, trust, integrity, and relationships are the values I focus on, and you can rest assured that includes returning your calls, texts. or emails quickly.
Your satisfaction with every aspect of the process is paramount.
And finally, because one of the most important financial decision’s you’ll ever make is your choice of home mortgage professional I highly recommend you ask for reviews from anyone you are considering working with.
A small sample of my Google reviews are below. At the time of writing I have 74 total. To review the remainder of my Google reviews please click HERE.
I am currently licensed and approved to originate loans through American Family Funding Group and Cal Coast Financial Corp and hope to talk with you soon!
Howard Davies
Mortgage Advisor
Cell: (408) 533-2467
Email address: hdavies888@gmail.com
Website: www.howardedavies.com
Howard Davies
NMLS: 274558
CA DRE: 01232951
Cal Coast Financial Corp
NMLS: 328875
CA DRE: 01075591
Amecian Family Funding Group
NMLS: 870538
CA DRE: 01908372
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