Hello, and welcome.

Since 1998 I’ve enjoyed helping first home buyers navigate what can be a confusing process, and helping families and individuals refinance their California home (usually at no-cost).

I also enjoy helping senior’s eliminate their mortgage payment and free up the untapped equity in their homes using a Reverse Mortgage. Many retirement and financial planners regard them as one of the best financial planning tools in America.

If you are doing research and would like to check out my google reviews click image below:

If you have credit, proof of income or down payment challenges we have access to a variety of alternative document and down payment assistance programs.

You are in the right place for information that can help you save time and money on your next California home purchase or refinance or explore ways to have a more stress free and enjoyable retirement by utilizing the amazing power of reverse mortgages.

If you have any mortgage questions or need help regarding a California mortgage call me any time on my cell phone: (408) 533-2467. If I don’t answer please leave a message. I return genuine calls quickly.

Looking forward to talking to you soon,

Howard